You have a drug, alcohol or an addiction problem. You want to get help. You don’t think you can pay for it. What are your options?
The most obvious option is going through your private insurance. If you have health insurance, most likely there are coverage options in your policy. Some insurance policies cover all of your treatment costs. Others will cover partial payments. Each insurance company and policy is different. If you want to check, simply call your insurance company. The 800 number is usually on the back of your card.
If you have coverage under ACA (also called Obama Care) there is some good news. The Affordable Care Act of 2014 includes “substance use disorders” as one of the ten elements of what is called “essential health benefits”. This means that all health insurance sold on the Health Insurance Exchange or provided by Medicaid must include a service for substance abuse disorders. If you are unsure if this applies to you, simply contact me or go the dot gov website.
If you don’t have insurance, you don’t want your insurance company to be notified about your treatment, or If your insurance does not cover treatment, do not be discouraged. There are options. Many treatment centers offer scholarships or affordable payment plans. There are lot’s of creative ways to get help. There are dozens of free groups to join. Please see my resource list for more information. I have a large list of phone numbers and websites that offer help, at no charge.
The more important factor to getting help, is having the desperation to make a change. Can you answer this question … “Am I willing to do whatever it takes to change my life?” If the answer is “yes” Congratulations! You are already on the road of recovery.
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