Don’t be too afraid of high-deductible plans. It’s not only low-users that benefit- especially if you partner one with an HSA (health savings account.). HSAs allow you to save up for out-of-pocket expenses pre-tax, and they roll over year to year. MANY families will save money on a plan with a higher deductible, not just low users. They’re worth looking into.
I think they aren’t utilized more because they’re confusing. We do our best at open enrollment to explain, and to provide tools to show what a good deal they are…it’s a challenge every year but I can usually get through to a few folks each time. 🙂
Helpful, easy to understand article. As an insurance professional, it’s nice to find good and accurate information for consumers. I suspect health insurance will become even more confusing in coming months.
800 Recovery Hub Blog 
Don’t be too afraid of high-deductible plans. It’s not only low-users that benefit- especially if you partner one with an HSA (health savings account.). HSAs allow you to save up for out-of-pocket expenses pre-tax, and they roll over year to year. MANY families will save money on a plan with a higher deductible, not just low users. They’re worth looking into.
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Brilliant point. Health savings plans are such a practical and effective option. Why don’t more folks advocate for this choice? Thanks for your input.
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I think they aren’t utilized more because they’re confusing. We do our best at open enrollment to explain, and to provide tools to show what a good deal they are…it’s a challenge every year but I can usually get through to a few folks each time. 🙂
LikeLiked by 1 person
Helpful, easy to understand article. As an insurance professional, it’s nice to find good and accurate information for consumers. I suspect health insurance will become even more confusing in coming months.
LikeLiked by 1 person